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richer and more conscious of others here is the Italians who seek mortgage online

go online to save money and to make sure you choose the best offer, but their disposable income is far above average. They are the thousands of Italians who take out a mortgage before inform you on the net through sites and comparisons between different products and that the numbers released by the Centre Supermoney, the research center of the portal of mortgage and comparison of rates, take pictures the first time.

According to data released by the Centre, users of the portal have sought loans with an average rate of a thousand euro a month, a value almost twice the total Italian. Looking at the numbers Istat household consumption, the average mortgage installment in our country was about 510 euro in 2009, with significant differences between those living in the South (436 €) and those living in the North (530 €).

A lord it, even online, are required to purchase their first home mortgages, with about 70% of total demand. A surprise comes, however, by subrogation, the passage of the loan from one bank to another, and online continue to be a major part of the application. A navigator in five, 20% to be exact, look for a solution to substitute the mortgage on that. Even this figure is in partial contrast with what happens "offline." The latest numbers released by Assofin, referring to the third quarter of 2010, saw the question of subrogation down up to 13%, compared to 20% in the same period in 2009.

Borrowers online and offline are more similar when you look at the average funding request. Applications for the amount of 150 thousand euro are the most numerous online, in line with market trends. Data from the last-Crif EURISC barometer reveals that one third of loan applications (31%) was referring to amounts of between 100 thousand and 150 thousand euro.

"These numbers show that the greater availability of public spending to use online comparison services - says Andrea Manfredi, administrator Supermoney of commenting on the numbers Observatory - So there is only the desire to save at all costs behind the use of comparisons, and average almost twice the rate all'offline example of this is. " Is denied then the easy association between the web and low cost. "The best customers now spend all online and only after consultation with the network choose their mortgage - Manfredi concludes - and this trend will strengthen in the coming months."